Taking the Mystery Out of Medicare

406 Medicare believes every situation is unique. What we do is personal, and our relationships with our clients are the most important thing about our service. Click here to learn more about what we do.

406 Medicare

We know the information you get about signing up for Medicare is excessive and can be confusing. It is often difficult to fully understand your best options. With more than 15 years of experience in the insurance industry, our focus is on “taking the mystery out of Medicare.” We provide our customers across the state of Montana with a seamless transition from their current insurance to Medicare.

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How we help take the mystery out of Medicare

Medicare was never meant to cover everything. If all you have is Original Medicare Part A and B you would owe 20% of all medical costs incurred outside the hospital. There is no cap to your costs.  Due to this, we will help you understand the insurance options available to you and assist you in finding the coverage that fits your budget and protects your assets.

You will never be charged for our services, just for your insurance plan. Our consultations are always free.

Elderly couple with dog

Your Montana Medicare Experts

When you call, email or fill out an online form, we’ll schedule a personalized Medicare appointment. We are happy to meet you in person, on the phone or virtually through Zoom. We will explain the parts, pieces, costs and coverage of Medicare and the various insurance options available to you. Then we will send you home with some information to think about and discuss with your friends, family and physicians. When you’re ready, we will help you get set up with the Medicare plan that best suits your needs. We work through the difficult parts of it with you. This is not a decision we want you to rush through, so start early, take your time, think through your options, and carefully choose the best plan for you. We’ll be with you every step of the way so you’re never alone when deciding which Medicare plan is right for you.

Learn more about Gail and Bob’s background and family-focused approach to insurance on our About Us page.

Get Started

We love serving our clients across the great state of Montana. We have helped hundreds of people make a smooth transition to Medicare over the years. We look forward to guiding you through the process to find the best Medicare plan that fits your needs and build a lasting relationship in the years to come. For a no-cost, no-obligation consultation or for more information regarding our services and business, give us a call at 406-414-9950 today!



“Bob was very professional and responsive to our needs. I look forward to working with him in the future.”
– Jeff N., age 65


“You are absolutely what a person needs to help them with insurance. Gail explains everything you need to know or ask completely so that you understand. We love her.”
– Patricia A., age 65


“Gail presented a comprehensive overview of all the pertinent info in an easy to understand manner complete with lots of visuals to refer to. I find her responsive, pleasant and extremely knowledgeable. I would give her 5 stars. Thank you thank you!!”
– Kathryn R., age 65


“Gail was excellent! I appreciate the help on Medicare & insurance at this point in my life.”
– Rose W., age 80


“Bob is always ready to answer any questions and is very knowledgeable and helpful. I trust him implicitly!!”
– Deborah B., age 77


“Finding the best Medicare plan can be difficult, but Gail has been a great help. She is friendly, easy to understand, and very knowledgeable. Thanks Gail!”
– Jim F., age 65